Buildings and contents insurance
EML Financial Services Limited is owned by four of the partners in Emsleys Solicitors. EML Financial Services is regulated by the Financial Services Authority.
As well as being probably the biggest investment you’ll ever make, your home is also where you keep your most cherished possessions. It’s because of this that taking out insurance is essential.
Buildings insurance covers you if your home is damaged, in a storm for example. Many lenders also insist that you have building insurance in place before agreeing to lend to you.
Contents insurance will cover you if your possessions are lost, in events such as a theft or as the result of an accident such as a fire. This type of insurance covers all non-permanent structures and fixtures in your home, as well as furniture, electronics, and other valuables.
Lenders don’t insist that you take out contents insurance but it certainly is wise to cover yourself and your possessions.
Landlords should make sure that any items included in home rentals are covered by contents insurance. However, all tenants will also need to have separate cover for all non-rented possessions.
How we can help
We strongly recommend to all our clients - whether you are homeowners, landlords or tenants - to take out buildings and contents insurance.
We can advise you on the level of cover you might need depending on your circumstances and we’ll work hard to find the best price for the right policy.
