Accident, sickness and unemployment cover
EML Financial Services Limited is owned by four of the partners in Emsleys Solicitors. EML Financial Services is regulated by the Financial Services Authority.
It’s a sad fact that from time to time you or your partner may fall foul of accident, sickness or unemployment. When this happens you’ll want to focus all of your time and energy on bouncing back, but that may be easier said than done.
These circumstances can cause real financial hardship as a reduced family income can make it difficult to keep up with mortgage payments. This is where payment protection is invaluable.
How we can help
By taking out appropriate cover you’re giving yourself one less thing to worry about if you’re ever unable to meet your mortgage repayments due to accident, sickness or unemployment. We can advise on the best policy available that will ensure that your mortgage payment obligations are met if you should find yourself unable to.
Also, if you receive certain state benefits, local authority assistance or other sources of state assisted help, either now or in the future, you may be in danger of losing your entitlement to these on account of you receiving a personal injury damages awards, as a result of accident or sickness.
This problem can be solved by the setting up of a Personal Injury Trust, which are ignored for most means tested state benefits and other sources of state funded financial help.
Once again we are happy to advise you further on this matter if needed.
